coobybook Chapter 141: Taking advantage of loan sharks?
Chapter 141: Taking advantage of loan sharks?
"Mr. Su, this contract is yours." Shao Anna said, and placed the document in front of Su Ruiwen.
Also placed in front of Su Ruiwen was a form, which was supposed to be the asset assessment and loan amount of Luotuo and others.
Camel’s asset valuation reached 18 billion, and because they are all high-quality assets, they can be approved in full.
The amount of loan that Shao Anna gave to Luotuo was 12 billion Hong Kong dollars, and from this order alone, she was able to give Su Ruiwen million yuan.
The assets that Deng Bo used as collateral are all high-quality assets and can be approved in full.
The total assessed value was HK$19.5 billion, of which HK$12.5 billion was given to Deng Bo. Needless to say, the remaining HK$ million was reserved for Su Ruiwen.
There is no change in Liang Kun's case, mainly because the appraisal value of Liang Kun's assets is too low, and many of them are not high-quality assets. The total appraisal value is only 3.5 million, and a 9% loan can be made at a "" ratio.
Ninety percent of 3.5 million, which is 3.15 million Hong Kong dollars, means that Kun gets 2.4 million Hong Kong dollars, which is million more.
The total of these three is HK$13.75 billion.
The last one, which is Mr. Ba’s assets, actually has the most evaluations.
HSBC held a meeting yesterday and decided to relax the conditions for land mortgage loans.
In addition, the land prices have risen too fast recently. The land that was originally worth 2.5 billion Hong Kong dollars to Ba Liang Jin has now doubled to 4 billion Hong Kong dollars.
Together with other assets, the total assessed value of Mr. Baye is as high as HK$51 billion.
The amount given to Mr. Ba was 22.46 billion Hong Kong dollars, a difference of 18.54 billion Hong Kong dollars.
18.54 plus 13.75 billion Hong Kong dollars, the total is 32.29 billion Hong Kong dollars.
The total shortage for Hung Hing is only HK$37.6 billion.
Su Ruiwen only spent 10 million Hong Kong dollars to bribe Shao Anna, and basically solved his financial problem.
It’s just less than 500 million Hong Kong dollars, which is no problem at all for Su Ruiwen.
"Mr. Su, all the interest on the loan is added here and has nothing to do with you." Shao Anna looked at Su Ruiwen and said slowly.
"Thank you, Miss Shao." Su Ruiwen looked at Shao Anna with a smile.
"Mr. Su, you're welcome."
Shao Anna shook her head. The two of them were originally in a cooperative relationship.
"However, Mr. Su, you promised me that you would make up the money within three months. If it takes too long, I will be exposed." Shao Anna looked at Su Ruiwen seriously and said.
Normally, an operation like this is difficult.
But the main reason is that the current mechanism is not perfect and there are loopholes that can be exploited.
Moreover, these clients all have to go through Su Ruiwen, who is not a particularly professional and will not be able to find loopholes in the contract.
Even though Shao Anna helped Su Ruiwen to raise more than 3 billion yuan, the money is not his and he does not have to pay it back.
The loaned money has to be repaid, it’s just under a different name, just a change of name.
If the time is short, there may not be any problem.
But over time, problems can easily arise.
If it were exposed, Shao Anna would definitely go to jail.
"Don't worry, Miss Shao. The funding gap can be filled within three months." Su Ruiwen looked at Shao Anna and said seriously.
Although it sounds easy as Su Ruiwen says, it is very difficult to block it.
Earned more than 3 billion Hong Kong dollars in three months.
It took him three years to accumulate his current wealth.
No matter what means he uses, Su Ruiwen must replenish the funds within these three months.
Otherwise, if Deng Bo, Camel and others knew that I had taken such a big advantage of them, they would definitely take revenge on me.
If it was just one of them, he could still hold on.
But it would be difficult to offend three societies of the same level at once.
Therefore, Su Ruiwen was more anxious than Shao Anna.
At the same time, the whole of Hong Kong was in chaos.
"You're telling me you don't know?"
Li Xian looked at Watson in front of him and said with a somewhat unpleasant expression, "Now the big brothers of the four gangs, Hongxing, Dongxing, Liansheng and Longbang, are all borrowing money from loan sharks all over Hong Kong. You tell me you don't know?"
Since yesterday, the whole of Hong Kong has been in chaos.
People from the four major gangs went all over Hong Kong to borrow money from loan sharks, leaving the loan sharks completely confused.
You should ask me to lend you this money.
Well, it won’t be long before many people come to borrow money.
Under normal circumstances, these loan sharks would certainly be extremely happy to do so.
But now, borrowing money is done by one society at a time. How can this be done?
I can borrow money, but what if I don’t pay it back?
It is true that they are loan sharks, but there are also people who cannot be offended.
Especially when the creditors are members of the entire society, then it’s all over.
If they ask for money, they are afraid of offending others; if they don’t ask for money, they will be doomed too.
So, at the beginning, most loan sharks choose not to lend money at the first opportunity.
But then, their nightmare began.
You don't lend them money, but don't even think about borrowing money from others.
If I find out that you have money but don’t lend it to me, I will beat you up.
In just one day yesterday and this morning, more than 80% of loan sharks in Hong Kong were punished.
In the end, these loan sharks cried and begged to lend the money.
They have been lending money at high interest rates all their lives, and they have never had such a difficult time.
The underworld was in chaos, and the police were put in a passive position. They had no idea what was wrong with these gangs.
Are they trying to fleece the loan sharks?
So, Li Xian called his undercover agent Watson for questioning.
"How should I know? I didn't get on the ship, so who knows what happened?" Watson said unhappily, "Besides, Sir Li, I want to be transferred back to the police force now.
As you know, Tony is now with Su Ruiwen, and Su Ruiwen knows my identity."
"Aren't you afraid that Tony won't let you go after he finds out?" Li Xian asked Watson.
"What can I do? Su Ruiwen already knows that I'm an undercover agent. Do you want me to die?" Watson said with a look of despair on his face.
Ever since the last time the three Azha brothers assassinated Coke, he hasn't seen Tony and the others again.
Especially when he heard that Tony had joined Su Ruiwen, he dared not show up.
Tony is his boss, and Su Ruiwen is Tony's boss.
The boss’s boss, now that he knows that he is an undercover agent, can he still survive?
But if I go back to the police force and am discovered by Tony, what should I do if this guy goes crazy and wants to kill me?
He heard that Tony was in a bad condition because of Azha's death and Ah Hu's disappearance.
Maybe Tony knows his identity and will take it out on him.