coobybook Chapter 238 The Idea of Opening a Bank
Chapter 238 The Idea of Opening a Bank
Although currently on the surface, the Seleucid Kingdom is only paying tribute to the Great Qin.
But after obtaining the military command, the life and death of the Seleucid Kingdom is no longer in the hands of the Seleucid royal family, but in the hands of Daqin.
All the land laid down by Daqin belongs to Daqin, which shows that Antiochus III, King of Seleucid, has acquiesced to Daqin's annexation of Seleucid.
Moreover, the Seleucid Kingdom is located in the far west, an area that the Central Plains Dynasty has never touched.
For Yingzheng and Daqin, this is completely creating history.
Ying Zheng, who has a deep research on world maps, clearly knows how important the land of the Seleucid Kingdom is to Daqin.
Occupying Seleucid, the Great Qin extended to the far west, and there was a buffer.
It is also the bridgehead for Daqin to win the biggest competitor, the Roman Empire!
At the same time, it is also a key to lock the Maurya Dynasty!
After taking down the Seleucid Kingdom, the Mauryan Dynasty will be completely surrounded by Daqin.
It can be said that Seleucus has extremely important strategic significance for the great Qin to rule the world.
"Congratulations, Your Majesty, His Majesty!"
"I congratulate Your Majesty, I, Great Qin Tianwei, have already been able to deter the Far West!"
"Long live Your Majesty, Long live Daqin!"
The officials on the side quickly reacted.
So all the officials came forward to congratulate with excitement on their faces.
Seeing Seleucus IV, his heart beat.
For Daqin, this is a great event worthy of universal celebration.
But for him, the Seleucid prince, it was heartbreaking.
But he had no choice but to watch the applauding officials, and the people sighed.
For the people of Daqin, although they don't know where the so-called Seleucid Kingdom is.
But they only need to know that the land belonging to Daqin will become bigger again.
As far as the land is concerned, from the first emperor to win the government, to the traffickers and pawns, no one will have too much.
Under the guidance of newspapers and other public opinion, the people of Daqin are now full of confidence in the idea that all the people in the world should belong to Qin.
In the eyes of the common people, it is their honor that these foreign countries can become a part of Great Qin.
For those countries that don't know etiquette and don't know good or bad, the people have only one idea, and that is to destroy them.
Under such circumstances, those rotten Confucians who had been so sly about giving preferential treatment to foreigners and doing less crimes have basically disappeared.
Because as long as they dare to speak, they will definitely be cast aside by the people, and even beaten.
Seeing the congratulatory officials and the applauding people around him, Ying Zheng felt complacent and refreshed.
He is full of confidence in the Great Qin's unification of the world.
Immediately, he cast his eyes on Ying Yu, who was smiling at one side. He knew very well who the biggest contributor to Daqin's prosperity was.
The father and son looked at each other and smiled, keeping everything in silence.
Then, under the watchful eyes of all the people, Ying Yu followed Ying Zheng into the carriage and arrived at Sanghai City.
Early the next morning, just after dawn, Ying Yu was pulled over by Brother Zheng.
"What do you think of the current money shortage in Daqin?"
Ying Zheng handed the plan submitted by Nei Shiteng to Ying Yu and asked.
Ying Yu had no choice but to accept the plan with panda eyes.
He really admires Brother Zheng, who is a workaholic.
After examining it in detail, Ying Yu already had an idea in his mind.
"Father, the plan of minting new coins proposed by Nei Shiteng, in the eyes of my son, can only solve the urgent need, and is not a strategy for long-term stability."
"Let's listen to the details."
Brother Zheng immediately became interested when he heard this.
"Father, although gold coins and silver coins are much more valuable than copper coins, but for large-value transactions, it is nothing more than dozens of carts of copper coins to several carts of gold or silver coins.
This does not fundamentally solve the problem of merchants transporting money.
Therefore, I think that money houses should be set up in various counties and counties in the name of Daqin officials.
Merchants deposit money in any bank, and they can get money tickets issued by the bank.
Moreover, merchants can withdraw money from any bank in Daqin as long as they hold the money ticket and pay a small handling fee.
In this way, merchants only need to go to the local bank to complete the transaction, and there is no need to transport coins all the way. "
The money ticket that Ying Yu was talking about was naturally a ticket number that had existed for thousands of years in the history of later generations.
It's not that Ying Yu doesn't want to open a bank directly, but that Daqin hasn't developed to that point yet.
As the saying goes, if you take too many strides, you will easily fall into trouble!
Ying Yu didn't want the economic system he managed to create to collapse in an instant.
And even if he wanted to, there was no such talent.
You know, people in this era have no concept of banks at all.
Merchants and common people who are accustomed to using copper coins have difficulty accepting banknotes in a short period of time.
After all, gold, silver, and copper are the real deal.
As for banknotes, even with official guarantees, they are still not as reliable as cash and reassuring.
It's better to use the ticket number to make an excessive payment first, so that the merchants are familiar with using money tickets first.
After feeling the benefits of money bills instead of cash, it is natural to start using money bills for direct transactions.
In this way, when he launches banknotes later, the resistance will be much smaller.
"Money ticket, it's a good idea!"
Ying Zheng studied it carefully for a while, and felt that the bank that Ying Yu was talking about was feasible, so he nodded slightly and opened his mouth.
"His Royal Highness, will the merchants be willing to exchange this money ticket for money if they pay a handling fee?"
Nestern, who was on the side, hesitated for a while and asked.
"Nowadays, merchants do business and transport cash, which is not only time-consuming and labor-intensive.
For the sake of safety, it is necessary to hire guards for escort, which is extremely costly! "
"In comparison, the bank's handling fee is just a drop in the bucket!"
"Businessmen are shrewd people, and they can calculate this account better than anyone else.
As long as the bank's handling fee is set reasonably, I believe these merchants will be very willing to accept it. "
Ying Yu explained calmly.
Upon hearing this, Ying Zheng nodded again, obviously agreeing with Ying Yu's point of view.
"Father, there is another benefit of this bank.
That is, the taxes, money and food collected by the counties and counties of Daqin can also be paid directly to the bank.
All the money will be converted into cash and handed over to the government treasury by the bank, which is not only convenient for management, but also saves losses during water transportation. "
Brother Zheng's eyes lit up when he heard that.
Moreover, in addition to commercial taxes, the taxes of the former Great Qin Dynasty were mainly in kind.
The things that were paid up were all kinds of things.
Chestnut rice and the like are just bad in taste, relatively speaking, they are fine.
But things like wood and ore are much more troublesome.
It needs to be transported to the market to sell, and then it can be deposited into the treasury after being exchanged for cash.
It is very troublesome to operate.
When paying taxes every year, even a workaholic brother Zheng will feel dizzy looking at the densely packed bills.